Always Forgetting To Pay Your Bills? Here Are Some Life Hacks for You!18 May 2023
You wake up, and it’s a fine morning, so you prepare yourself some breakfast and maybe even drink coffee or tea. But as your great day is about to start, you check your email and immediately frown. It’s that time of the month again, and your bills are coming in one after another.
Of course, the most stressful part of paying bills is seeing your bank account slowly drained and your fat wallet suddenly thin. But apart from that, it’s pretty inconvenient to visit the nearest bills payment center to settle your monthly dues.
Even if you prefer paying them online, it can be a huge hassle, especially if they ask you to manually input your account name, account number, and other information into the system.
In some cases, you’re too busy to pay your bills, whether online or through a payment center. So, you tell yourself you’ll do it tomorrow or next week until you eventually just forget. If you’re a bill procrastinator, following these simple life hacks might help you immensely.
What Happens When You Don’t Pay Your Bills?
Forgetting to pay your bills brings quite a lot of trouble for you in the future. Here’s what can happen if you don’t settle your monthly dues on time:
Late Payment Fees
To encourage subscribers and consumers to respect the due date, some service providers will charge extra fees if you pay your bills late. It’s very common for credit card companies and money lending firms. In most cases, the fee isn’t that high, but those few pesos could have been added to your savings if you only settled your dues on time.
If you get your bills via email, you will likely receive plenty of notifications if the due date is close and you haven’t settled your accounts yet. The most annoying is that these notifications will pop up when you least expect them, like when you’re scrolling through social media or checking your emails in the morning.
There are at least two ways to get rid of these frustrating alerts. The first one is to put your phone on silent mode or turn off notifications altogether, but that might prevent you from seeing important emails. Another way is simply to pay your bills on time.
Notifications are indeed annoying, but they’re not as frustrating as getting your water, electricity, and internet suddenly cut off. Disconnection, after all, is one of the major consequences of forgetting to pay your bills. What’s worse is that to get access to those services again, you have to pay reconnection fees, which can cost quite a lot, depending on your provider.
Don’t worry, though, because you won’t get disconnected if you’re only behind the due date for a few days. In most cases, your services will get cut off if you haven’t paid your bills for a few weeks or a month.
Remember To Pay Your Bills With These Tips
Paying extra fees, receiving endless notifications, and getting your services cut off are something you don’t want to experience. That’s why we compiled some tips for you to easily remember to pay your bills on time.
Make a Checklist
Being organized is one way to prevent yourself from forgetting to settle your dues. So, it’s a good idea to make a checklist. Get a piece of paper—ideally in a journal or notebook—and write down the bills you pay regularly. They include basic utilities, like electricity, phone, internet, and water, along with other bills for your credit cards, loans, and streaming platforms.
Mark Your Calendars
Another old-fashion way of remembering to settle your dues is by marking your calendar at home. It doesn’t matter if it’s a big calendar you hung on the wall or a small one that fits in your pocket. All you have to do is encircle the due dates of your bills so you don’t forget them. If you want, you can color-code them according to the service. Use red for electricity, blue for water, green for internet and phone, and so on.
Use AutoPay Options
If you’re tech-savvy, it’s best to use the automatic payment option in your e-wallet or online bank account. This type of payment option might only work for subscription-based bills, such as phone, internet, and streaming platforms. These bills come at a specific amount based on a mutual agreement between you and the service provider, so they don’t increase or decrease based on your consumption. This means you can configure your e-wallet or online bank to automatically deduct the amount from your account every month.
In some cases, service providers have their own apps that you can download and use if you wish to take advantage of their automatic payment features. It’s another convenient option that you can try if you don’t want to forget to pay your monthly dues.
Does DITO Have AutoPay Features?
DITO Telecommunity is the newest major player in the telecommunications industry in the Philippines. Our company caters to every Filipino who wants to get affordable but reliable phone services in the Philippines. And yes, our subscribers can use DITO AutoPay if they wish to continue using our services.
DITO AutoPay is easy to use. Once you’ve configured the app, you will be asked for the mode of payment that’s convenient for you. It’s up to you if you wish to use your DITO load or connect your account to your credit or debit card. After everything is done, you’ll receive a notification that your DITO AutoPay transaction is complete. For more information, simply check out our top-up options.
Forgetting to pay your bills is such a huge hassle. But don’t worry because there are many tips you can follow to remember to settle your dues on time. For example, as a DITO subscriber, you can simply use the DITO AutoPay feature in the app to continue enjoying different mobile services. If you wish to learn more about this option, feel free to reach out to us!