DITO X MOCA MOCA FREE FEES PROMO for the period 2026-10-15 to 2026-11-15 is hereby granted under DTI Fair Trade Permit No. FTEB-270103 Series of 2026
The DITO Starter Pack is priced at Php 39.00
and is inclusive of the following:
- DITO SIM Card
- Up to 25GB data
- Unlimited DITO-to-DITO calls
- Unlimited DITO-to-DITO SMS
- 100 minutes of calls to other mobile networks
- Unlimited texts to other mobile networks
DITO x Moca-Moca FREE Fees Promo
Promo Period: October 15, 2026 – November 15, 2026
1. Eligibility
- Open to all active DITO Telecommunity subscribers in good standing (Prepaid, Postpaid, Prepaid Home WiFi, and Postpaid Home WiFi).
- The subscriber must be a first-time user applying for a loan with Moca-Moca.
2. Promo Offer
- First-time Moca-Moca borrowers will enjoy a 100% waiver on Interest Fees and Service Fees applicable strictly to their first repayment date.
- Standard interest rates, service fees, and penalty charges c/o Moca-Moca will apply to subsequent repayments or late payments as detailed in the Moca-Moca loan agreement.
3. How to Avail
- Open the DITO App during the promo period (October 15 to November 15, 2026).
- Tap the Moca-Moca Icon via DITO Plus or click the Moca-Moca Promo Banner inside the app.
- You will be redirected to download/open the Moca-Moca App.
- Complete your loan application registration and submit the required documents directly within the Moca-Moca App.
- Upon successful loan approval, the fee waivers will automatically apply to your initial scheduled repayment.






4. Discount & User Savings Calculation
Based on a typical first-time loan scenario (₱5,000 Principal, 0.5% Daily Interest Rate, 15 days/term, 12 terms total):
|
Metric |
Calculation Logic |
Amount / Value |
|
Loan Principal |
- |
₱5,000 |
|
Fee per Installment (15 Days) |
₱5,000 × 0.5% × 15 days |
₱375 / term |
|
1st Installment Fee Waiver |
100% Waiver on 1st Term Fee |
- ₱375 |
5. Terms and Conditions
- The fee waiver is non-transferable, non-cumulative, and cannot be converted to cash or combined with other active Moca-Moca promotions.
- Each eligible subscriber/device can only avail of the offer once.
- All loan applications are subject to Moca-Moca’s standard credit assessment and approval process.
Disclaimer: DITO Telecommunity serves solely as a discovery channel for this promotion. All loan applications, credit evaluations, approvals, fund disbursements, collection of payments, and customer support related to loan accounts are processed and managed exclusively by Moca-Moca. DITO is not a lender and assumes no liability for loan transactions.
Frequently Asked Questions
What are the inclusions of a DITO Starter Pack?
- Up to 25GB of Bonus Data
- Unlimited text to all networks
- Unlimited DITO to DITO voice and video calls.
- 100 minutes of calls to other networks.
How much is the DITO Starter Pack?
You can avail of our DITO Starter Pack for only PHP 39.
Where can I avail of a DITO Starter Pack?
You can avail of our DITO Starter Pack via the following channels:
- DITO official store on Shopee, Lazada, and Tiktok Shop
- E-Shop in our DITO APP
- DITO Experience Stores
- Retail Partners: 7-Eleven, M-Lhuillier, Cebuana Lhuillier, and Robinsons Department Stores
- Authorized distributors and retailers
How do I get the 25GB DITO Starter Pack Data?
You can acquire the full data allowance by following these steps:
- Activate your SIM to receive 3GB of data, valid for 5 days.
- Activate your SIM to receive an additional 3GB of 5G data, valid for 5 days. This 5G data can only be utilized by subscribers with 5G phones in designated 5G covered areas, including NCR, Cebu City, Mandaue City, Davao City, Angeles, San Fernando (Pampanga), San Pedro (Laguna), Bacoor City (Cavite), and Bacolod City (Negros Occidental).
- Download the DITO APP, sign in, update your profile, and receive 4GB of data, valid for 3 days.
- Subscribe to any Level Up pack (excluding Auto Pay and Advance Pay) on the same day you activate your SIM to obtain 3GB of data, valid for 3 days.
- Subscribe to a Level-Up promo and receive an additional 1GB of data, valid for 7 days. This free 1GB is applicable to your first 12 Level Up subscriptions, totaling 12GB of data.
If I redeem the DITO Starter Pack data from my SIM, which data will be used up first?
Your data wallet will start using the data with the shortest validity first. You can keep track of the validity of your
DITO Starter Pack data inclusions through the DITO APP.
Can I share the DITO Starter Pack data with other DITO numbers?
No, your DITO Starter Pack data cannot be shared with any DITO number.
Can I extend the validity of the DITO Starter Pack inclusions by subscribing to other promos?
No. The DITO Starter Pack inclusions will expire accordingly. You can keep track of the validity of your DITO Starter
Pack data inclusions through the DITO APP.
Can I subscribe to promos even if my DITO Starter Pack inclusions haven’t expired yet?
Yes. Your new promo subscription will activate upon availment, but consumption of data, calls, and texts will
be based on the shortest validity. Example: If you subscribe to a 30-day promo while you still have remaining
DITO Starter Pack inclusions expiring in 2 days, your DITO Starter Pack inclusions will be consumed first.
Your usage will shift to the newly subscribed promo once you have fully consumed your DITO Starter Pack
inclusions.
How do I activate the DITO Starter Pack?
First, you must register your SIM. Go to SIM Registration - DITO Telecommunity to be guided on how to
register your SIM. Once you have successfully registered, your SIM will activate.
Where can I avail load and promos for my DITO Starter Pack?
You can avail of the regular load and promo via the DITO APP, DITO Experience Stores, partner retail
stores, Lazada, and Shopee.
Where can I check the available balance and validity of my bonus and promo data?
You can check your Data, Load, and Text balance and validity on your DITO APP.